Traditional Providers
Open a Polish Zloty Business Account
Open a PLN business account and operate across Poland with confidence. Get local Polish account details with access to Elixir, Express Elixir, SORBNET2/SORBNET3 and SWIFT. Send, receive, and hold PLN with clear control over every transaction.
Reduce FX friction and simplify international transfers
Polish account details in your company’s name
Access Polish payment rails for domestic payments
Suitable for international operations, non-resident directors, and multi-jurisdictional ownership
Polish Zloty
Currency name
PLN
ISO code
zł
Currency symbol
What’s Included with Your Polish Zloty Business Account
A dedicated PLN account embeds you in Poland's domestic rails, aligns you with Polish counterparties, and lets treasury time FX by policy, not by circumstance.
Key Benefits
Account in your company’s name with unique Polish account number and IBAN.
Receive PLN via domestic transfers and access SWIFT for international PLN payments.
Pay Polish suppliers and counterparties in their preferred currency.
Collect revenues in PLN without forced conversion into another base currency.
The Risk of Not Having a Polish Zloty Business Account
Without a PLN account, international corporates face costs, delays, and credibility issues when engaging Polish counterparties. Treasury outcomes become reactive, not controlled.
FX erosion:
Repeated, unplanned conversions compress margins.
Payment delays:
SWIFT-only routes add intermediaries, days, and fees.
Counterparty friction:
Local partners prefer PLN transfers to domestic accounts.
Compliance hurdles:
Paying local taxes and payroll without a PLN account can be challenging.
Who We Serve
Our PLN Business Accounts Are Designed for
We support a wide range of internationally minded businesses. From fast-growing companies expanding into Poland to established global organisations managing complex operations.
Global Corporates
Centralise PLN receivables, fund suppliers and payroll, and align PLN costs with PLN revenues for cleaner margins.
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Funds & Institutions
Manage capital calls and distributions in PLN with role-based approvals and clear audit trails.
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Private Equity
Efficient PLN flows for deals, fees, and SPV/holdco structures with policy-driven FX.
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Family Offices
Discreet PLN management for assets, commitments, and inter-entity transfers under tight permissions.
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The All-in-One Platform
Banq Global vs. Traditional Providers
Open business accounts (20+ countries)
Open multi-currency accounts (30+ currencies)
Preferential exchange rates (130+ currencies)
Receive global payments (190+ countries)
Make global payments (190+ countries)
Currency risk management
Mass payments
Trade finance
All-in-one platform
Dedicated relationship manager
Business Account - Step by Step
How to Open a Polish Zloty Business Account
A clear, expert-led process that reduces rework, shortens decision time, and maintains certainty.
01
Scoping & Fit
We review your structure, directors, UBOs, and PLN flows to confirm feasibility and align the account with your treasury needs.
02
Document Pack
A precise, tailored checklist for your entity type and structure, minimising rounds of clarification.
03
Compliance Review
Disciplined AML/KYC due diligence with prompt Q&A and clear status visibility.
04
Account Issuance
PLN account in your company’s name with account number, IBAN and BIC.
05
Go-Live & Controls
Users, roles, approvals, payment templates, and FX policy (including market orders) configured to your standards.
Polish Zloty Business Account - FAQs
Opening a PLN account raises questions on eligibility, payment rails, non-resident onboarding, and compliance. Below are answers to the questions global finance teams ask most often.