Providers
Open a business account in France
With a local French IBAN in your company name, you can collect, send and exchange high-value business payments across France and internationally.

Why Use Banq Global?
Enjoy all the benefits of a French business bank account without the paperwork. Your unique FR IBAN and French account details will give you the tools to operate as a local business in France.

Make global payments and currency conversions at preferential rates
Banq Global offers a highly competitive pricing model, providing customers access to exchange rates with as low as a 0.2% FX mark-up.
Send and receive payments from 190+ countries worldwide.

Premium service
Access all our services, from business account setup to global payments and FX conversions, through a single, easy-to-use platform. Plus, get human support whenever you need it with a dedicated phone number and email for prompt assistance. No more waiting times, just complete peace of mind.

Our business account in France opens opportunities for many sectors
Non-Residents
Banq Global empowers non-resident directors and shareholders from over 190 countries to seamlessly open business accounts worldwide through a single application. This opens doors to create more international opportunities for your business.
Marketplaces
If you do business via online marketplaces such as Amazon, eBay, and Alibaba, you could benefit from opening a EUR merchant account in France, with French IBAN for local receiving capabilities. With Banq Global, you’ll have better management and control over your finances when receiving and reconciling payments from French and European customers.
Alternative Investment Funds
We offer tailored financial solutions for investment managers, corporate service providers, and fund administrators, designed to cater to their industry's unique needs and intricacies.
Managing Payroll
Looking to pay employees in France? With a business account in France, you can efficiently pay local employees in France and settle social contributions (e.g. URSSAF) in a timely and cost-effective manner.
Bespoke Solutions, Transparent Pricing
Standard* International
Suitable for:
Importers, exporters, manufacturers, professional service providers, and
e-commerce businesses.
Bespoke International
Suitable for:
Complex structures, high-risk businesses, holding companies, family offices, and financial institutions.
*This pricing is available for customers with an annual turnover and currency exchange requirement exceeding $1 Million.
How it works
Click below to see how our platform works

Applying for your account only takes 15 minutes. Get started today.
Start with a quick application that helps us understand your business needs. Once pre-approved, our friendly onboarding team will guide you through the rest of the process of opening your business account.
Your questions, answered
Is Banq Global a bank, and what services does it provide?
Banq Global is an international business account specialist. Although we are not a bank, we have partnered with the world’s leading financial institutions and combined them together so companies can now open local business accounts in 20 countries worldwide. Please see an overview of our services below:
- Open business accounts in 20 countries: Australia, Belgium, Bulgaria, Canada, Denmark, France, Germany, Hong Kong, Hungary, Ireland, Luxembourg, Netherlands, New Zealand, Norway, Poland, Singapore, Spain, Sweden, United Kingdom, and the United States.
- Multicurrency account capabilities.
- Receive, hold, exchange and payout in 130+ currencies around the world.
- Express onboarding for quick and simple setup.
- One platform to access, view and manage all business accounts.
- Dedicated account manager for each client to help with any urgent requests.
- Trade finance, risk management, and much more.
How do I open a business account?
Opening a business account is now a simple process through Banq Global and our financial partners. All accounts come with local bank account details and an IBAN in your company name. You don’t need to be a resident or have a business address in the country. Here’s how it works:
- Check your eligibility.
- Our team will be in touch and provide you with a simple form to fill out (10 minutes).
- Submit the requested documentation (e.g. ID, proof of address, bank statement).
- Start using your business account within 24 hours of submitting the correct documentation and being approved.
Can a non-resident director open a business account?
Yes, a non-resident director can now easily open a business account in 20 countries through Banq Global. No physical office or company registration in the chosen country is required making it even easier to expand your business internationally. The same straightforward process applies to all 20 countries we serve.
Will the account be in my company name and come with a local IBAN and local address?
Yes, all business accounts have local bank account details with a local IBAN in the specific country you wish to open the account in. All business accounts are issued in your company name.
Do you offer a multicurrency business account?
Yes, all of our business accounts come with multicurrency capabilities, meaning you can receive, exchange, and pay out in over 130 currencies via our network of multiple partners.
Who is eligible to open a business account?
We work with ambitious companies looking to take their growth to the next level. If your company has an annual turnover of at least $1 Million, we’re the business account specialist and international payments partner you’re looking for. We welcome directors and shareholders from over 190 countries.
Companies we can’t do business with include entities and individuals listed on any sanctions list or watchlist provided by regulators or local police forces, and those trading in sanctioned jurisdictions or funded by sanctioned entities. In addition to the common practice of prohibiting payments linked to illegal activities, there are some other business activities not supported by Banq Global. Please refer to the list below to see what industries we don’t support:
- Cryptocurrency
- Gambling
- Weapons
- Adult entertainment
- Debt management
- Drug paraphernalia
- Citizenship by investment programmes
- Non-regulated financial services firms
- Shell banks
- Precious stones
Can I access my business accounts anywhere in the world?
Absolutely. All your global business accounts can be accessed online and managed through one single platform. Clients benefit from intuitive technology that makes managing global accounts and executing international transfers simple. In addition, our secure platform is protected by industry-leading encryption and security protocols.
How is my money protected?
Security stands as the utmost priority in our operations. Unlike traditional banks, we do not engage in investing or lending client funds. Instead, we securely hold all client funds in segregated accounts with Tier-1 banks, in collaboration with our FCA-regulated partners. Through this rigorous approach, client money is fully safeguarded and ring-fenced, demonstrating our unwavering commitment to the security of client funds and ensuring complete peace of mind.
What separates Banq Global from other providers?
Banq Global is the world’s business account provider. Our strategic partnerships with global financial institutions and expert onboarding teams allow us to open business accounts in more countries and handle more complex cases than traditional providers. We provide access to corporate accounts in 20 countries through a single platform, requiring only one registration via a simple global application process (completed in 10 minutes). Your platform will feature multicurrency capabilities, allowing seamless transactions in 130 currencies, including many not typically offered by banks. We also offer currency risk management, mass payment capabilities, escrow account services, trade finance, and much more.
What is your pricing?
There is a monthly fee of £100 for our standard international account. This is applicable to customers who meet our minimum annual turnover and currency exchange requirements of $1 Million.
For businesses with more complex structures, our highly experienced team will prepare and implement a completely bespoke service. You can learn more about our pricing here.
Is the application and onboarding process quick and easy?
Yes, our application process is simple, straightforward, and designed to take work away from you. In just one minute you can check your eligibility for a Banq Global account. If eligible, our team will send you a short application form to complete. Once our team has reviewed any required documents (e.g. ID, business address, licenses), your new business account can be opened and ready to use within 24 hours of being approved.
What are the next steps?
To open a business account in 20 countries worldwide and get an account number and IBAN in your company name, here are the steps you need to follow:
- Check your eligibility.
- Our team will be in touch and provide you with a simple form to fill out (10 minutes).
- Submit the requested documentation (e.g. ID, proof of address, bank statement).
- Start using your business account within 24 hours of submitting the correct documentation and being approved.
How do businesses satisfy "Economic Substance" for a French SAS or SARL?
To satisfy French tax authorities (Direction Générale des Finances Publiques - DGFiP), a company must demonstrate its effective management is located in France. A critical indicator of this substance is maintaining a local business account with a native FR IBAN. This anchors your commercial activity within the French financial system and is essential for tax treaty eligibility. Banq Global provides this infrastructure, allowing you to hold local account details that satisfy the DGFiP’s transparency requirements and support your company’s "substance" during regulatory audits.
Is a non-resident French business account compatible with the 2026 mandatory e-invoicing (Facturation Électronique)?
Yes. As France mandates B2B e-invoicing through the Portail Public de Facturation (PPF), businesses must ensure their accounts can reconcile payments against electronic invoices in real-time. Banq Global is built for this digital transition, providing the transparent transaction data and FR IBAN details necessary for your accounting software to link payments to e-invoices automatically. This ensures your French entity remains compliant with the latest anti-fraud and digital tax reporting mandates.
Can I use a Banq Global account to pay French payroll and URSSAF contributions?
Yes. Managing a French workforce requires access to the SEPA B2B Direct Debit and SEPA Credit Transfer rails to settle monthly salaries and URSSAF (social security) contributions. Since Banq Global provides a dedicated French account with local details and FR IBAN in your company name, you are able to run local payroll and settle social charges with the same reliability as a domestic firm.
What is the benefit of a "RIB" (Relevé d'Identité Bancaire) for my French business?
In France, the RIB is the standard document required by every supplier, landlord, and state agency to set up payment mandates. Without a native FR IBAN and a valid RIB, it is nearly impossible to settle utility bills or receive state subsidies. Banq Global issues authentic French account details and the associated RIB documentation, ensuring your business can integrate seamlessly with French vendors and the Banque de France clearing systems.
Can a non-resident or foreign company open a French business account remotely?
While the "Droit au Compte" (Right to an Account) exists in France, traditional retail banks often apply internal residency requirements that exclude foreign directors or complex international groups. Specialist business account providers like Banq Global solve this by utilising digital identity verification to onboard non-resident directors and foreign-owned entities 100% remotely. This allows global firms, non-resident directors, family offices, alternative investment funds (AIFs) and more to secure French infrastructure without the need for a physical appointment at a local branch.
Why use Banq Global instead of a French bank?
Traditional French banks are optimised for domestically managed businesses with local directors and long-standing relationships. International groups often face extended onboarding, in-person requirements, or rejection.Banq Global provides French business accounts through regulated partners, issuing local FR IBANs with full SEPA functionality. This gives international businesses predictable onboarding and the local payment capability required to operate effectively in France.
Why open a business account in France?
France is a core EU market with a large domestic economy, deep supplier networks, and strict localisation expectations for payments, payroll, and tax settlement. Businesses operating in France often require local account infrastructure to trade efficiently with French counterparties and authorities.In practice, France is one of the most operationally “local-first” banking environments in Europe, making account structure and payment capability critical from day one.
What are the local payment rails in France?
France operates entirely on SEPA payment infrastructure, but with strong localisation expectations. Core rails include:- SEPA Credit Transfers (SCT) for supplier payments and tax payments- SEPA Direct Debit (SDD) for recurring payments, utilities, and B2B/B2C collections- French IBANs (FR IBANs), which are widely expected in practiceThere is no separate domestic clearing system, but French counterparties strongly prefer French IBANs, especially for payroll, tax, and recurring payments.
How do I pay local taxes in France as a non-resident director?
French taxes are typically paid via SEPA transfer or SEPA Direct Debit from an account in the business name. This applies regardless of the director’s residency.Key taxes include:- VAT (TVA)- Corporate income tax (Impôt sur les sociétés)- Payroll taxes and social contributionsTax payments and refunds are closely tied to the account used, and French authorities expect settlement from a French IBAN for reliable processing and reconciliation.
How does payroll work in France for international businesses?
French payroll is often noted as one of the most complex in Europe. In addition to net salary payments, employers must pay multiple social charges to bodies such as URSSAF.Payroll providers and social authorities expect payments from a French account and/or FR IBAN. Attempting to run French payroll from a non-French account can result in rejected payments, compliance queries, or manual intervention.
How does the 2026 e-invoicing (Facturation Électronique) mandate affect my French business account?
Starting in September 2026, France mandates B2B e-invoicing via Partner Dematerialization Platforms (PDP) and the Portail Public de Facturation (PPF). This isn't just a billing change; it’s a payment reconciliation requirement. To comply, your account must provide the granular transaction data needed to update "payment status" in the national directory. Banq Global’s infrastructure is designed for this digital shift, offering the FR IBAN and data-rich exports required to reconcile automated payments against the mandatory Factur-X or UBL invoice formats, ensuring your entity stays compliant with the DGFiP's real-time tax reporting standards.
Can a non-EU business use a French account to manage the 2026 "Regime 42" VAT changes?
As of January 1, 2026, the French government has abolished "limited fiscal representation" for non-EU firms under Regime 42. This means international exporters can no longer use a third-party VAT number to import goods; they must now register directly for French VAT. Banq Global provides the essential domestic infrastructure for this new reality, giving you the dedicated FR IBAN required to settle import VAT and receive repayments from the DGFiP directly. This allows international groups to maintain their French gateway into Europe without the administrative delays of cross-border treasury movements.
Can a non-resident director manage the "Dépôt de Capital" process remotely?
The mandatory Capital Deposit - required to receive the Certificat de Déposit des Fonds for company registration—is often the biggest hurdle for international founders. Traditional French banks typically demand a physical visit or a local director to open this temporary escrow account. Banq Global acts as the infrastructure layer that bridges this gap, providing the necessary accounts to facilitate the initial share capital deposit and supporting your incorporation at the Greffe du Tribunal de Commerce 100% remotely.